How to ‘Own’ Homeownership

If you’re looking to buy a home, there’s no better place than USF Credit Union to find personalized support, tailored advice and expert guidance on mortgages. And now, to make it easier to get started and help you “own” homeownership, we’re sharing five special videos on our mortgage page!

Why a USF Credit Union Mortgage is Different:

• Member-Focused Rates & Terms: As a member-owned credit union, we offer competitive rates and flexible terms designed with your best interest in mind.
• No Surprises: Your loan stays with us—today, tomorrow, and even 15 years from now. No transfers, no surprises.
• Programs for Everyday Heroes:
  • Educators Loan Program: Up to 100% financing (loans up to $850,000¹) with no PMI²—because teachers deserve the best.
  • Medical Professionals Program: Tailored benefits for doctors and licensed medical professionals, including up to 100% financing¹ and no PMI².
• Save More: Avoid the intangible costs typically charged by banks or brokers and enjoy greater savings on your mortgage.

Your Path to Homeownership Starts Here:

We’re with you every step of the way, offering personalized support and expert guidance:

• Apply Online Anytime: Get started with just a few clicks.
• Talk to Our Mortgage Team: Call us at 813.569.2000 or email mortgages@usffcu.org for tailored advice.

USF CU provides members with individualized care, innovative programs, and a commitment to their success.

Let’s find your home, together.

1. Up to 100% financing on the lesser of the purchase price or appraised value, up to a maximum loan amount of $850,000. Percentage financed depends on credit score and program qualifications.
2. No PMI includes rate markup. Standard closing costs including property taxes and property insurance will apply.

Offer valid on purchases of primary residences in the state of Florida. This is a specific product offered to Medical Professionals and Educators only. Proof of medical designation is required. USF CU reserves the right to modify or terminate this offer at any time without notice. All Medical Professionals and Educator loans are subject to a rate markup based on underwriting approval and creditworthiness, so your rate and terms may differ. All loans are subject to credit approval. First-time home buyer course completion may be required. Credit Union membership is required.