Spring Into Savings with Our New Budgeting Tool

We’re continuing our special Financial Wellness Series, "Game to Get Fit" this month with a brand-new budgeting tool, expert tips on how to budget to win and more, especially for USF Credit Union members!

With Spring just around the corner, it’s the perfect time to refresh more than just your home. Your budget could probably use a little spring cleaning, too!

At USF Credit Union, we’re all about helping you take charge of your money—without the stress. And this month, we’ve got something big: our new spending analysis tool. The tool, which can be found under Financial Wellness in digital banking, is designed to make budgeting effortless.

The Ultimate Money Management Tool is Here!

• It automatically categorizes your spending for easy tracking.
• Helps you identify spending habits and recurring expenses.
• Translates confusing transaction descriptions into clear, simple details.
• Allows you customize up to 50 categories to fit your lifestyle.

With USF CU's digital banking, managing your money is effortless—and this is just the beginning. More financial tools are on the way!

Ways to Level-Up Your Finances

Also, here are some USF CU insider tips to help you keep more cash in your pocket.

• Automate Everything - Set up auto transfers to savings to save without thinking about it.
• Audit Your Subscriptions – Do you really need four streaming services? Cut the extras!
• Use Cash-Back & Rewards  – Free perks? Yes, please! Use those points and rewards.
• The “48-Hour Rule” – Thinking of a big purchase? Wait 48 hours. If you still need it, go for it

More Quick Tips to Win This Month

And before flipping the calendar, here are a few simple steps to fine-tune your finances and boost your cash flow:

1. Review & Adjust Your Budget - Take a quick peek at your spending. Did you overspend on takeout? Simply adjust and plan better for next month.
2. Make an Extra Payment on Debt - Even a little extra on your credit card or loan cuts down interest and helps you get debt-free faster. Win-win!
3. Set a Mini Savings Goal - Challenge yourself to save an extra $50-$100 before the month ends. Small tweaks = big wins!

Coming Soon: Your Fast Break to Financial Freedom

March is all about playing smart with your money and crushing debt! We’re bringing you easy-to-follow tips to take control of your finances, outplay high interest, and keep more cash in your pocket.

Stay tuned, this March Madness is YOU vs. Debt—and trust us, you’re coming out on top!

And if you missed our first Financial Wellness story on setting goals to win, you can find it here.