Deposit Rates
Effective 12/21/2024
Primary Savings
minimum to open: $5.00
minimum to earn dividends: $5.00
| Balance | Rate | APY** |
| All balances |
0.05% |
0.05% |
Business Savings
minimum to open: $5.00
minimum to earn dividends: $5.00
| Balance | Rate | APY** |
| All balances |
0.20% |
0.20% |
Special Savings, Business Special Savings, Holiday Savings and IRA Savings
minimum to open: $5.00
minimum to earn dividends: none
| Balance | Rate | APY** |
| All balances |
0.20% |
0.20% |
Classic Checking and Business Checking
minimum to open: $10.00
minimum to earn dividends: none
| Balance | Rate | APY** |
| Up to $24,999 |
0.00% |
0.00% |
| $25,000 and over |
0.05% |
0.05% |
Catalyst Connect Checking2
minimum to open: $10.00 minimum average daily balance to earn dividends: $1,000
Dividends are earned on balances up to but not exceeding $10,000 when account requirements are met.2
| Type | Rate | APY** |
| Non-Catalyst Member Rewards |
0.20% |
0.20% |
| Catalyst Member Rewards Tier C1 |
0.25% |
0.25% |
| Catalyst Member Rewards Tier C2 |
0.30% |
0.30% |
| Catalyst Member Rewards Tier C3 |
0.35% |
0.35% |
Traditional Money Market Savings and IRA Money Market Savings
minimum to open: $1,000.00
minimum to earn dividends: none
| Balance | Rate | APY** |
| Up to $9,999.99 |
0.40% |
0.40% |
| $10,000 - $24,999.99 |
0.60% |
0.60% |
| $25,000 - $49,999.99 |
0.75% |
0.75% |
| $50,000 - $99,999.99 |
0.90% |
0.90% |
| $100,000 - $250,000 |
1.24% |
1.25% |
| $250,000 and over |
1.64% |
1.65% |
High-Yield Money Market Savings
| Type | Balance | Rate | APY** |
| Money Market Plus |
$250,000 - $499,999.99 |
1.74% |
1.75% |
Minimum to open and earn dividends: $250,000 |
| Money Market Premium |
$500,000 - $999,999.99 |
2.72% |
2.75% |
Minimum to open and earn dividends: $500,000 |
| Money Market Premier |
$1,000,000 - $1,999,999.99 |
3.69% |
3.75% |
Minimum to open and earn dividends: $1,000,000 |
| Money Market Platinum |
$2,000,000+ |
4.31% |
4.40% |
Minimum to open and earn dividends: $2,000,000 |
Share Certificates and IRA Certificates3
minimum to open: $500.00
minimum to earn dividends: $500.00
| Term | Rate | APY** |
| 3 month |
3.93% |
4.00% |
| 4 month special (renews to 3 month)4 |
4.43% |
4.52% |
| 6 month |
3.74% |
3.80% |
| 7 month special (renews to 6 month)4 |
4.27% |
4.35% |
| 12 month |
3.74% |
3.80% |
| 13 month special (renews to 12 month)4 |
4.27% |
4.35% |
| 18 month |
3.64% |
3.70% |
| 19 month special (renews to 18 month)4 |
4.07% |
4.15% |
| 24 month |
3.59% |
3.65% |
| 25 month special (renews to 24 month)4 |
4.07% |
4.15% |
| 36 month |
3.35% |
3.40% |
| 48 month |
3.35% |
3.40% |
| 60 month |
3.35% |
3.40% |
*APR=Annual Percentage Rate. Loan rates determined by individual creditworthiness, qualifications, term of loan and collateral conditions including age of vehicle. Rates, terms and conditions subject to change.
**APY= Annual Percentage Yield. Rates, terms and conditions are subject to change without notice. Savings, Checking and Money Market accounts are variable rate. Fees and other conditions may reduce earnings on the account. Certificate early withdrawal penalties may apply. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Refer to the Universal Account Agreement for account details.
2Catalyst Connect Checking and Catalyst Member Rewards have account requirements to earn dividends.
3Certificates will automatically renew for the same term and prevailing rate upon maturity.
4“Special Offers” will renew as regular certificates at the terms specified in the special offer. Federally Insured by NCUA.
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