Loan Rates

Effective 10/30/2024

Vehicle Loans
TypeAPR*
New Auto as low as 5.74%
Used Auto as low as 5.74%
Motorcycle as low as 8.24%
Boat or RV as low as 8.24%

Rate may vary or increase due to collateral conditions or certain adverse credit factors such as bankruptcy or repossession. Rate not to exceed 17.99%. Payment Example: $15,000 loan at 3.99% APR with 60 monthly payments of $293.49. Auto loan rate includes 0.25% APR discount by enrolling in eStatements and Automatic Payments from your Credit Union account. Auto loan rate includes a 0.25% APR discount when using our complimentary Auto Advisors car buying service.

Personal Loans
TypeAPR*
Personal Loan as low as 11.99%
Personal Line of Credit as low as 10.49%
Share Secured Personal Loan Share Rate + 2.50%

Mortgage Loans

Home Equity Loans
TypeAPR*
Home Equity Loan as low as 8.00%
Home Equity Line of Credit (HELOC) as low as 8.00%

Credit Card
TypeAPR*
Green & Gold Visa as low as 13.74%
Rewards Visa as low as 14.74%
Secured Visa 14.49%

Credit cards are variable rate based on Prime. Rate may change after account opening.

Business Loans
TypeTermAPR*Rate TypeLoan Fee
Vehicle and Equipment up to 60 months Prime + 0.75% Fixed $150 ($250 if over $50,000)
Unsecured Installment up to 60 months Prime + 1.25% Fixed $150 ($250 if over $50,000)
Real Estate ask for details ask for details ask for details ask for details
Share Secured Installment up to 60 months Share Rate + 2.00% Variable n/a
Credit Card - Sole Proprietor n/a as low as 9.99% Variable n/a
Credit Card - Business n/a ask for details Variable $150 ($250 if over $25,000)

Share secured installment and credit cards are variable rate based on Prime. Rate may change after account opening.

*APR=Annual Percentage Rate. Loan rates determined by individual creditworthiness, qualifications, term of loan and collateral conditions including age of vehicle. Rates, terms and conditions subject to change.

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