^*Auto loan rate includes 0.25% APR discount by enrolling in eStatements and automatic payments from your credit union account and 0.25% APR discount when using our complimentary Auto Advisors car buying service. Rate may vary or increase due to collateral conditions or certain adverse credit factors such as bankruptcy or repossession. Rate not to exceed 17.99%. Payment Example: $15,000 loan at 3.99% APR with 60 monthly payments of $293.49. APR=Annual Percentage Rate. Loan rates determined by individual creditworthiness, qualifications, term of loan and collateral conditions including age of vehicle. Rates, terms and conditions subject to change.