USF CU’s New ‘Plan Your Purchase' Offers Better, Smarter Way to Holiday!
Explore how USF CU’s “Plan Your Purchase” can make your holiday shopping smarter and easier.
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Avoid These 7 Sneaky Holiday Scams in 2024, Warns USF CU Security Expert
Stay safe this holiday season by learning how to spot and avoid 7 common scams targeting shoppers in 2024.
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Here’s How USF CU can Turbocharge Your 2024 Holiday Shopping
Get the most out of holiday shopping with smart budgeting, cash-back tips and fraud prevention advice from USF CU. Make 2024 a stress-free and rewarding holiday season!
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5 Tips for Sticking to Your Holiday Budget
It’s all about planning ahead.
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6 Hassle-Free Ways We Have Your Back After The Recent Storms
Discover how we can help with emergency loans, skip-a-payment options, mortgage deferment and more as our community faces ongoing challenges from Hurricane Helene and Milton.
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Beware of Post-Disaster Scams
Learn how to spot bogus charities, FEMA imposters, shady contractors and flood-damaged cars after a natural disaster.
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Key Mortgage Terms Every Homebuyer Needs to Know
Navigate the mortgage process confidently with our guide to essential mortgage terms.
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Advance Payment Scams
Before you pay up, take a step back and look at the transaction from every possible angle.
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USF CU Wins 2024 Top Workplaces Award
This prestigious accolade demonstrates USF CU's commitment to fostering a people-first workplace culture.
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Plan for a Budget-Friendly Summer
Summer may be the most chill time of year for many, but it can also get super-expensive.
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What's a Ponzi Scheme?
They offer “guaranteed” huge returns, when in fact they’re only enriching those at the top of the pyramid scheme.
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Tech Support Scams
Here’s what you need to know about technical support scams and how to prevent yourself from falling victim.
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Secure Your Mobile Wallet
To keep your financial data safe, keep these security tips in mind.
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What to Know Before Buying a Used Car
Our guide will keep you from getting lost along the way!
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10 Scams Targeting Seniors
The annual loss by victims is estimated to be at least $36.5 billion.
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Review Your Financial Situation Regularly
What should you be looking at specifically?
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Should You Invest if You're in Debt?
Here are the various factors to consider.
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Don’t Get Caught in a Credit Repair Scam
Look out for these red flags.
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Amazon Shopping Scams
Check out these tips for protecting yourself.
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Figuring Out Tax Withholding
If you're getting money back, ask yourself these questions.
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Beware of Fraudulent Websites
A spoofed website can be hard to spot and difficult to identify.
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12 Sneaky Holiday Scams
Watch out for schemes trying to swipe cash or steal personal information.
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Building Financial Resilience
Living a financially fit life is very doable.
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Three Common Money Mistakes
Find out how to fix them.
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How to Buy Your First Home
Make it less stressful with good planning.
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Learn About Money Market Accounts
Money market accounts offer many convenient features of checking accounts, with an attractive rate of return to help your money grow.
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Don’t Get Caught in a P2P Scam
P2P platforms are convenient, but scams are rampant.
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Your Funds Are Safe With Us
Learn how your funds are protected and secured.
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Car Buyers' Worst Mistakes
Put your money to work rather than throwing it away.
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Outsmart Phishing Scams
Protect yourself and keep your personal information safe.
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Fix Bad Money Habits
The peace of mind a healthy financial status brings is priceless.
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How Much Home Can I Afford?
There are 3 things to consider before you sign anything.
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Holiday Season Scams
Keep your money safe by practicing caution.
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How to Create Strong Passwords
When it feels like there’s another big security breach every week, you want to be sure your passwords are strong and safe.
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Basic Steps To Financial Fitness
Gain control of your finances with these 5 steps.
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Mobile Check Deposit Scams
Never give your banking information to anyone you don’t know or trust
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Financial Advice You Should Never Follow
Make sure your sources are trustworthy.
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Store Cards Are Rarely The Better Deal
Rates on retail cards are usually higher than credit union cards.
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Teach Kids Money Management
If they have shown financial responsibility, a debit card/checking account can be a great next step.
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The Financial Facts of Life
It’s never too late to begin learning.
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Don't Lose Sleep Over Money
Americans' top 3 worries are debt, lack of savings and not having enough for retirement.
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Ways to Save in College
The first step is finding out what you don’t need to buy.
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Buying a Used Car
If you’re in the market for a deal on used wheels, follow these steps for a smoother ride!
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Budgeting for Infrequent Expenses
Many people live in a state of denial about the cost of infrequent expenses.
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How To Talk Money With Your Partner
What happens when you and your partner have different approaches toward money?
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Saving on Home Renovations
With some careful planning, you can shave thousands of dollars off the price tag.
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Saving Money When There's Not Much to Save
How do you save when there is not much wiggle room in your budget?
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IRS Imposters Among the "Dirty Dozen" Tax Scams
If you received unexpected good news in an e-mail from the IRS, it's probably bogus.
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Payday Loans Aren't Worth the Cost
It’s a trap that will cost you many times more than you borrow.
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5 Reasons We Overspend
Let’s take a look at five common reasons and how we can overcome them.
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How To Pay Off A Loan Early
If you’re like most Americans, you owe money on a large loan.
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The Benefits of Using Mobile Payments
Why fumble for your wallet when checking out when you can pay using your phone?
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6 Times a Bargain is Not a Bargain
Here’s when that steal of a deal is not such a bargain after all.
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Debt-Collection Scams
A caller claiming to represent a debt-collection agency demands immediate payment for an alleged outstanding debt.
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Political Fundraising Scams
Report any election scams to a local FBI field office as soon as possible.
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The Pending Package Scam
Scammers are using bogus packages to trick victims into sharing personal information.
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The Importance of Being Financially Fit
Being financially fit is crucial for a well-balanced, stress-free life.
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What's the Best Way to Use a Home Equity Loan?
A home equity loan can be an ideal way to source extra funds during a falling-rates environment.
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Should You Pay a Bill with a Credit Card?
Let’s take a closer look at the pros and cons.
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Using Your Credit Cards Responsibly
Boost your credit score and financial wellbeing.
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What's the Best Way to Tackle Debt?
Snowball Method vs. Avalanche Method
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Preparing for an Interview
Present yourself as polished, professional and capable to any potential employer.
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Beware of Relay Theft
This user-friendly feature is also a favorite for car thieves.
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Getting Ahead on Your Student Loan Before You Graduate
Be sure to look at the larger picture before you accept a position.
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Tips to Help You Protect Yourself from Fraud
Here at our credit union, we take the security of your account extremely seriously.
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All You Need to Know About Going Cashless
As our world grows increasingly digitized, many consumers are banishing cash from their wallets and choosing other ways to pay.
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How to Create a Budget in 6 Easy Steps
A budget will help you gain financial awareness, which will help facilitate more responsible decisions.
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All You Need to Know About Data Breaches
What should you do if your info is taken?
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How To Dispute An Error On Your Credit Report
As a financially responsible individual, you should be checking your credit on a regular basis.
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Take Caution Before Borrowing A Charging Cable
Be aware of this threat and practice caution when traveling.
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All You Need To Know About Home Loans
If you’re in the market for a new home, you’ll likely need to take out a home loan or mortgage.
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Can I Buy A House When I’m Paying Off A Student Loan?
There are several factors to consider.
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Understanding The Credit Card Trap
Why do most Americans carry so much credit card debt and find themselves stuck in the debt trap?
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Do My Monthly Bill Payments Affect My Credit Score?
Read on for three steps that can help your on-time monthly payments boost your credit score.
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How Much Money Should I Keep In My Checking Account?
Let's find out.
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The Ultimate Smart Shoppers Cheat Sheet
Did you know you should be timing your shopping throughout the week?
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Vacation Scams To Watch For
Before heading on your dream vacation, read our list of four common vacation scams and learn how to avoid them.
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7 Money Myths You Need To Stop Believing
There are lots of money management tips that are false.
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9 Steps To Buying Your First Car
The process can be daunting, but we'll walk you through it.
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Don't Get Caught in a Pyramid Scheme
Let’s look at what constitutes a pyramid scheme and how to avoid falling for one.
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7 Signs You're Living Beyond Your Means
Here are steps you can take to get back on track.
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Student Loan Scams
Here’s what you need to know about three popular student loan scams.
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7 Reasons Not To Skip a Home Inspection
A professional home inspection can save you a ton of aggravation and thousands of dollars in the long run.
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10 Restaurant Hacks
Dining out with family and friends is a wonderful experience, but it can take a huge bite out of your budget.
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Beware of Blackmailing Scams!
Blackmail and extortion are some of the oldest tricks in the book — because they work.
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How Many Credit Cards Should I Own?
Are too many cards a liability to your score?
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Don't Get Caught in a Free Trial Scam!
You know what they say: “If it’s too good to be true, it probably isn’t.”
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What Can I Do About Robocalls?
Read on for the inside scoop on robocalls and what you can do about them.
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Questions To Ask Before Making a Large Purchase
Before you say “yes”, ask yourself these 7 questions.
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Smishing Scams
Here’s what you need to know about an SMS message-based scam.
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Debit Card Safety
Your random card of choice might not be the safest way to pay.
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Don't Drink Your Wallet Dry!
Bottled water may be costing you a fortune.
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Turn Your Dream Vacation Into a Reality
Six ways to make that dream vacation come true.
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Beware of Social Media Scams!
There are several types you need to know about.
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How to Fund an Emergency
Do you have a secure plan in place for emergencies?
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The Money Envelope System
Keep your spending in check.
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Phone Cloning and Digital Self Defense
The only thing a hacker needs is your phone number.
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The Dos And Don'ts Of Credit Repair
Our handy guide will help you get on the road to improving your score.
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